Loading...
Jurome Real Estate Group Logo
Menu

Selected

    When would you like to visit...

    Complete the form below:
    Schedule a showing (optional):
    ’

    David Jurome

    Personal Real Estate Corporation, RI

    Macdonald Realty Kelowna

    Home Buying Process

    Moving can be very exciting but it can also be very stressful as there are so many things to remember to do!

    Avoid 9 critical mistakes that could cost you thousands of dollars when buying your home!


    • Don’t “low-ball” your initial offer
      Vendors tend to give less of a counter offer (closer to list price), if they feel insulted. Understand the current market value of the home and comparable SOLDS.


    • Get Pre-approved
      A pre-approved mortgage can be done for 90 days for FREE. You can usually negotiate your mortgage rate between 1/2-1% off the posted rates with your lender.


    • Have your agent arrange a home inspection
      A home inspection with a qualified engineer costs about $300.00 (approx). It could very well be your best money spent. You want to know exactly what you are bidding on.


    • Avoid buying the most expensive home on the street
      The most advantageous situation is to purchase the worst home in a good area, rather than the best house in the worst area. “Location, Location, Location” is true!
    • Prepare a down payment of at least 25%.
      When you have a down payment that is almost 25%, it is usually less expensive to arrange a first and second mortgage and save on CMHC insurance fees.


    • Arrange an accelerated Bi-weekly payment plan on your mortgage.
      On your mortgage, you will save the most money if you opt for an accelerated Bi-weekly payment plan, or if you double up one payment per year. This will shorten your amortization periods by over 6 years!


    • Take advantage of tax credits.
      Place up to $20,000.00 per person of your down payment in a short term RRSP to be held for at least 90 days, or until closing.


    • Try and stretch to the maximum you can afford.


    • Be sure to check into your lawyer’s fees ahead of time.
      These are separate from disbursements. Ask your agent, who will be able to refer you to reliable professionals.
    Loading...
    David Jurome

    David Jurome

    Personal Real Estate Corporation, RI

    Macdonald Realty Kelowna

    2700 Richter Street, Kelowna, British Columbia, V1Y 2R5

      davidjurome@gmail.com

      (250) 862-1888

      (250) 860-4300
    ’

    Jaxon Jurome

    REALTOR®, MCNE®

      jaxonjurome@gmail.com

      (250) 300-0375
    Web4Realty
    Real Estate Websites by Web4Realty | Agent Login

    Terms of Use & Privacy

    General Terms of Use

    Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern this site’s owner’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

    Listing Data were last updated: 2021-01-15 23:29:42

    Listing Objects were last updated: 2021-01-15 23:27:47

    Terms of Use & Privacy

    • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
    • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
    • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
    • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
    • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
    • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.
    • From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
    • Your use of this website and any dispute arising out of such use of the website is subject to the laws of Canada.

    Terms of Use

    • This representation is based in whole or in part on data generated by the Real Estate Board/Website Administrator which assumes no responsibility for its accuracy. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
    • All MLS® data obtained from this Virtual Office Website ('VOW') is intended only for your personal, non-commercial use.
    • You have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through this VOW.
    • You will not copy, redistribute, retransmit, or otherwise use any of the data or Listing Information provided, except in connection with your consideration of the purchase, sale, or lease of an individual property.
    • Real Estate Board/Website Administrator ownership of and the validity of Real Estate Board’s proprietary rights and copyright in the MLS® database, MLS® data, Real Estate Board's MLS® System, and Listing Information.
    • You will not, directly or indirectly, display, post, disseminate, distribute, publish, broadcast, transfer, sell or sublicense any Listing Information to another individual or entity. The prohibited uses expressly include ‘scraping’ (including ‘screen scraping’ and ‘database scraping’), ‘data mining’ or any other activity intended to collect, store, re-organize, summarize or manipulate any Listing Information or any related data.
    • The Terms of Use agreement also expressly authorizes Real Estate Board, and other Real Estate Board Members or their duly authorized representatives, to access the VOW for the purposes of verifying compliance with MLS® Rules and Policies (including the VOW Rules) and monitoring the display of Members’ Listings by the VOW.
    • Consent to the fact that your Personal Information, including first and last name, email address, and phone number may be collected, used or disclosed. The personal information may be shared with Real Estate Board for auditing and/or legal purposes.

    Privacy

    • My website automatically gathers certain usage information like the numbers and frequency of visitors. This data helps me determine how many visitors use parts of the website, so I can improve my website to assure that it is as appealing as I can make it for as many of you as possible.
    • We use a technology called "cookies" that tells us how and when pages in our website are visited, and by how many people. These cookies do not collect personally identifiable information and we do not combine information collected through these cookies with other personally identifiable information to tell us who you are or even what your email address is.
    • We may provide statistical "ratings" information, never information about you personally, to our partners about how our clients and visitors, collectively. We do this so they too can understand how much people use their areas and our website in order for them to provide you with the best possible Web experience.
    • We will only transmit or ask for personal information over secure Internet connections, using SSL (Secure Sockets Layer) encryption, the currently accepted standard for online security, and security keys.
    • We may use your information to let you know of additional products and services which you might be interested. We may ask you for information about your interests so that both you and we can take advantage of the interactivity of the online medium, but you may always choose to respond or not, or opt out of future mailings.
    • We will not share your personal information to any third party, unless requested in response to legal processes, such as a court order or subpoena.
    • Whenever personal information about you is stored on our computers, that information is password-protected from unauthorized access or use. In addition, this information is kept on servers that are located behind a firewall.
    • This website may contain links to other websites. We are not responsible for the privacy practices or the content of such websites.
    • If we elect to change our privacy policy, you will be notified, and we will post those changes here so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone.

    REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules and the REALTOR® Code.  The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

     

    The trademarks MLS®, Multiple Listing Service®, and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.

     

    x

    phone email