Moving can be very exciting but it can also be very stressful as there are so many things to remember to do!
Avoid 9 critical mistakes that could cost you thousands of dollars when buying your home!
Don’t “low-ball” your initial offer Vendors tend to give less of a counter offer (closer to list price), if they feel insulted. Understand the current market value of the home and comparable SOLDS.
Get Pre-approved A pre-approved mortgage can be done for 90 days for FREE. You can usually negotiate your mortgage rate between 1/2-1% off the posted rates with your lender.
Have your agent arrange a home inspection A home inspection with a qualified engineer costs about $300.00 (approx). It could very well be your best money spent. You want to know exactly what you are bidding on.
Avoid buying the most expensive home on the street The most advantageous situation is to purchase the worst home in a good area, rather than the best house in the worst area. “Location, Location, Location” is true!
Prepare a down payment of at least 25%. When you have a down payment that is almost 25%, it is usually less expensive to arrange a first and second mortgage and save on CMHC insurance fees.
Arrange an accelerated Bi-weekly payment plan on your mortgage. On your mortgage, you will save the most money if you opt for an accelerated Bi-weekly payment plan, or if you double up one payment per year. This will shorten your amortization periods by over 6 years!
Take advantage of tax credits. Place up to $20,000.00 per person of your down payment in a short term RRSP to be held for at least 90 days, or until closing.
Try and stretch to the maximum you can afford.
Be sure to check into your lawyer’s fees ahead of time. These are separate from disbursements. Ask your agent, who will be able to refer you to reliable professionals.
MLS®#:10241464 Status:Freehold Type:Single Family City:Kelowna
Welcome to 4441 Stewart Road W, one of the Okanagan's premier acreage estates in South East Kelowna with panoramic lake views in a quiet country setting! Situated on 11.52 acres next to Quails Gate vineyards, this luxurious custom built contemporary rancher has approximately 5,161 sqft on the main floor with a bright open floor plan, extensive waln....More details
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MLS®#:10240294 Status:Freehold Type:Vacant Land City:Ellison
10.48 ACRES - Located in the Ellison area, this forest acreage offers a very private setting backing onto Crown land! This is the perfect spot to build your dream home and live next to nature in a peaceful environment approximately 20 min away from both Kelowna & Lake Country! The zoning permits 2 homes on this property (Note: Please consult the R....More details
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MLS®#:10236642 Status:Freehold Type:Vacant Land City:Kelowna
278.9 Acres on Okanagan Lake. Located at District Lot 4501 Westside Road this property is approximately 40 minutes drive from Kelowna & 40 minutes drive from Vernon. Located south of the La Casa residential development and the Fintry Provincial Park. This large parcel of land has development potential. The current Zoning would permit a development ....More details
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MLS®#:10243170 Status:Condominium/Strata Type:Single Family City:Kelowna
Welcome to Magala Place, where modern elegance in the Abbott corridor of Kelowna awaits you! This bright and airy 3 bedroom 2 bathroom executive-style former show suite is a corner unit offering spacious and functional design, superb location and almost 600 sq ft of combined private patio space for entertaining, BBQing and gazing at the sunset. At ....More details
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MLS®#:10242981 Status:Condominium/Strata Type:Single Family City:Lake Country
Enjoy the best of what the Okanagan has to offer. Minutes from the beach, hiking trails, Lakestone club house, pool, gym, pickleball courts, shopping, Kelowna International Airport, and the University all from your new Lakestone Villa in Lake Country BC. The main floor features a high end kitchen, dining and living room, additional bedroom and bath....More details
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MLS®#:10242945 Status:Condominium/Strata Type:Single Family City:Kelowna
Welcome to this immaculate end unit townhome in The Grove. This massive over 2000 square foot townhome offers all the space of a house without the maintenance! The functional layout offers 3 beds and 4 baths, plus a flex room that could possibly used as a fourth bedroom, and a massive side by side double garage. You will love the walk friendly loca....More details
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MLS®#:10242862 Status:Condominium/Strata Type:Single Family City:Kelowna
Welcome to unit 114 at Southwind at Sarsons. This massive main floor 2 bed + den 2 bath unit ground floor unit boasts over 1700 square feet of living space, creating a massive master bedroom retreat that will not disappoint. One of the hidden features of this unit is that the 2 parking spots, and storage locker that are located directly below the u....More details
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MLS®#:10242277 Status:Freehold Type:Single Family City:Kelowna
Amazing home with over 2800 square feet with 6 bedrooms and 3 bathrooms! This is an amazing opportunity for an investor. There are tenants in place in both sides 1388 & 1386. All tenants are on a month-by-month tenancy. All windows were replaced about 8 years ago and roof approximately 7 years ago. The huge back yard has automatic sprinklers and th....More details
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MLS®#:10241654 Status:Freehold Type:Vacant Land City:Peachland
Welcome to your opportunity to purchase a fully serviced BRING YOUR OWN BUILDER lot in beautiful peachland! Just a quick drive to Beach Avenue, this property is just minutes from shopping, amenities, groceries, boat moorage, and the beach! Bring your ideas to this unique lot that can lend itself to a number of different home styles, all of which wi....More details
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MLS®#:10238586 Status:Freehold Type:Single Family City:Kelowna
Only 3 Remain. Welcome to LuxViu in the Upper Mission of Kelowna, BC.Surrounded by a host of local amenities and endless possibilities to explore nature, its hard to find a better location in the Okanagan. Moments from local wineries, restaurants, shops, the beach, boat launch and schools.Take in the lake views from your custom home awaiting your i....More details
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MLS®#:10238579 Status:Freehold Type:Single Family City:Kelowna
Only 3 Remain. Welcome to LuxViu in the Upper Mission of Kelowna, BC.Surrounded by a host of local amenities and endless possibilities to explore nature, its hard to find a better location in the Okanagan. Moments from local wineries, restaurants, shops, the beach, boat launch and schools.Take in the lake views from your custom home awaiting your i....More details
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MLS®#:10238578 Status:Freehold Type:Single Family City:Kelowna
Only 3 Remain. Welcome to LuxViu in the Upper Mission of Kelowna, BC.Surrounded by a host of local amenities and endless possibilities to explore nature, its hard to find a better location in the Okanagan. Moments from local wineries, restaurants, shops, the beach, boat launch and schools.Take in the lake views from your custom home awaiting your i....More details
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5,406 square feet of main floor warehouse space and 2,254 square feet of second floor office/living area. Business Industrial zoning allows for variety of uses and for office space or residential suites on the 2nd floor. 200 amp - 3 phase electrical service, grade loading/12' x 12' overhead doors, concrete exterior walls, 24' ceilings in warehouse,....More details
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2,719 square feet of main floor warehouse space and 1,119 square feet of second floor office/living area. Business Industrial zoning allows for variety of uses and for office space or residential suites on the 2nd floor. 200 amp - 3 phase electrical service, grade loading/12' x 12' overhead doors, concrete exterior walls, 24' ceilings in warehouse,....More details
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8,126 square feet of main floor warehouse space and 3,381 square feet of second floor office/living area. Business Industrial zoning allows for variety of uses and for office space or residential suites on the 2nd floor. 200 amp - 3 phase electrical service, grade loading/12' x 12' overhead doors, concrete exterior walls, 24' ceilings in warehouse,....More details
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Opportunity to purchase strata style warehouse units for at Carrington Industrial Park in West Kelowna. Multiple sizes/configurations available to suit your needs, with Phase 1 and 2 options from 3,811 SF up to 20,000 SF. Be your own Landlord, build equity, and invest in the Central Okanagans strong commercial real estate sector. Central location w....More details
{"Listing Photos":{"object_count":5,"object_name":"23377004_1.jpg","object_id":1,"object_url":"https:\/\/s3.amazonaws.com\/w4rlistings-images\/16\/objects\/3\/23377004_1.jpg","object_feed_id":"16"},"mls_num":"10235366","address":"#107 3200 Carrington Road,","list_price":"$933,695","status":"","listing_type":"Industrial","community":"","city":"West Kelowna","beds":"0","baths":"0","living_area":"0.00 Square Feet","description":"Opportunity to purchase strata style warehouse units for at Carrington Industrial Park in West Kelowna. Multiple sizes\/configurations available to suit your needs, with Phase 1 and 2 options from 3,811 SF up to 20,000 SF. Be your own Landlord, build equity, and invest in the Central Okanagans strong commercial real estate sector. Central location with highway exposure ,easy access to transit, and walking distance to Canadian Tire, Home Depot, Tim Hortons, Two Eagles Golf Course. Occupancy projected for spring 2022. Flexible zoning allows for office space or residential suites on 2nd floor. Five (5) parking stalls allocated with each unit. Includes a finished washroom on the main level, and roughed in washroom on the second level. 200 amp, 3 phase electrical service. Grade loading\/12' x 12' overhead doors. Signage opportunities. (id:30499)","latitude":"49.8382","longitude":"-119.6099","listing_id":"10235366","primary_field":"23377004","secondary_field":"23377004","vow":"no","title":"#107 3200 Carrington Road,-10235366"}
Opportunity to purchase strata style warehouse units for at Carrington Industrial Park in West Kelowna. Multiple sizes/configurations available to suit your needs, with Phase 1 and 2 options from 3,830 SF up to 20,000 SF. Be your own Landlord, build equity, and invest in the Central Okanagans strong commercial real estate sector. Central location w....More details
{"Listing Photos":{"object_count":5,"object_name":"23377054_1.jpg","object_id":1,"object_url":"https:\/\/s3.amazonaws.com\/w4rlistings-images\/16\/objects\/3\/23377054_1.jpg","object_feed_id":"16"},"mls_num":"10235367","address":"#108 3200 Carrington Road,","list_price":"$938,350","status":"","listing_type":"Industrial","community":"","city":"West Kelowna","beds":"0","baths":"0","living_area":"0.00 Square Feet","description":"Opportunity to purchase strata style warehouse units for at Carrington Industrial Park in West Kelowna. Multiple sizes\/configurations available to suit your needs, with Phase 1 and 2 options from 3,830 SF up to 20,000 SF. Be your own Landlord, build equity, and invest in the Central Okanagans strong commercial real estate sector. Central location with highway exposure ,easy access to transit, and walking distance to Canadian Tire, Home Depot, Tim Hortons, Two Eagles Golf Course. Occupancy projected for spring 2022. Flexible zoning allows for office space or residential suites on 2nd floor. Five (5) parking stalls allocated with each unit. Includes a finished washroom on the main level, and roughed in washroom on the second level. 200 amp, 3 phase electrical service. Grade loading\/12' x 12' overhead doors. Signage opportunities. (id:30499)","latitude":"49.8307","longitude":"-119.6199","listing_id":"10235367","primary_field":"23377054","secondary_field":"23377054","vow":"no","title":"#108 3200 Carrington Road,-10235367"}
MLS®#:10243404 Status:Freehold Type:Single Family City:Salmon Arm
HOLD YOUR HORSES! Bring your horses! This 2.5 acre property is just minutes to town and perfectly set up with covered 60x100 riding arena. The completely fenced offers privacy and mountain views, barn that includes several box stalls and insulated grooming/tack room. Easy access to Little Mountain Park which features 80 acres of walking, hiking and....More details
{"Listing Photos":{"object_count":48,"object_name":"23859753_1.jpg","object_id":1,"object_url":"https:\/\/s3.amazonaws.com\/w4rlistings-images\/16\/objects\/3\/23859753_1.jpg","object_feed_id":"16"},"mls_num":"10243404","address":"4091 10 Avenue, Se","list_price":"$1,250,000","status":"Freehold","listing_type":"Single Family","community":"","city":"Salmon Arm","beds":"2","baths":"2","living_area":"1553.00 Square Feet","description":"HOLD YOUR HORSES! Bring your horses! This 2.5 acre property is just minutes to town and perfectly set up with covered 60x100 riding arena. The completely fenced offers privacy and mountain views, barn that includes several box stalls and insulated grooming\/tack room. Easy access to Little Mountain Park which features 80 acres of walking, hiking and riding Trails!! Other buildings include a 25x16 garage with separate panel,16x10 storage area and a 16x9 tractor shed. The charming shelter \/ home for the human horse lover includes 2 bedrooms and a den and 2 bathrooms. Don't wait - Christmas is just around the corner! (id:30499)","latitude":null,"longitude":null,"listing_id":"10243404","primary_field":"23859753","secondary_field":"23859753","vow":"no","title":"4091 10 Avenue, Se-10243404"}
MLS®#:10243402 Status:Freehold Type:Single Family City:Vernon
PHASE 1 GOLF MEMBERSHIP! Beautifully maintained home on this .50 acre private lot at Predator Ridge Resort. This home features floor to ceiling windows in the Living Room, larger kitchen and Dining area with covered private sundeck off dining rm , office, and Master suite with walk in closet and spa like ensuite all on one floor. On the lower level....More details
{"Listing Photos":{"object_count":50,"object_name":"23859649_1.jpg","object_id":1,"object_url":"https:\/\/s3.amazonaws.com\/w4rlistings-images\/16\/objects\/3\/23859649_1.jpg","object_feed_id":"16"},"mls_num":"10243402","address":"253 Dormie Place,","list_price":"$1,180,000","status":"Freehold","listing_type":"Single Family","community":"","city":"Vernon","beds":"3","baths":"3","living_area":"2801.00 Square Feet","description":"PHASE 1 GOLF MEMBERSHIP! Beautifully maintained home on this .50 acre private lot at Predator Ridge Resort. This home features floor to ceiling windows in the Living Room, larger kitchen and Dining area with covered private sundeck off dining rm , office, and Master suite with walk in closet and spa like ensuite all on one floor. On the lower level entertain your guests in the games room or step outside onto the putting greetn for a little practice. Terrace level consists of tw bedrooms, den, full bathroom and the games room. All this on a very private lot in a beautiful setting, landscaping is maintained by Predator Ridge. Predator Ridge is a well known for its World Class Golf Courses - 36 holes, many walking, biking and hiking trails and brand new tennis facility with indoor tennis, pickle ball. Monthly fee of $215.53. includes Landscaping and Fitness. Amenaties include fantastic Fitness Centre with 25m lap pool, hot tub, steam rooms, 35 kms of hiking and biking trails, two golf courses, restaurants, grocery store and more. Predator Ridge is part of the City of Vernon an only 25 minutes from Kelowna Airport. The fantastic Sparkling Hill Kurspa is on the neighbouring property. (id:30499)","latitude":null,"longitude":null,"listing_id":"10243402","primary_field":"23859649","secondary_field":"23859649","vow":"no","title":"253 Dormie Place,-10243402"}
MLS®#:10243391 Status:Condominium/Strata Type:Single Family City:Kelowna
This unit features one of the largest patios for this type of floor plans in One Water Street, the highest residential building in the beautiful Kelowna Downtown core area. The most private, brand new 1 bedroom + den condo is on 30th Floor with spectacular views of the city, lake, and mountains. The Okanagan offers an all-season playground of water....More details
{"Listing Photos":{"object_count":23,"object_name":"23858685_1.jpg","object_id":1,"object_url":"https:\/\/s3.amazonaws.com\/w4rlistings-images\/16\/objects\/3\/23858685_1.jpg","object_feed_id":"16"},"mls_num":"10243391","address":"#3001 1191 Sunset Drive,","list_price":"$598,000","status":"Condominium\/Strata","listing_type":"Single Family","community":"","city":"Kelowna","beds":"1","baths":"1","living_area":"621.00 Square Feet","description":"This unit features one of the largest patios for this type of floor plans in One Water Street, the highest residential building in the beautiful Kelowna Downtown core area. The most private, brand new 1 bedroom + den condo is on 30th Floor with spectacular views of the city, lake, and mountains. The Okanagan offers an all-season playground of water activities, skiing, golf, bike trails, wineries, shopping & restaurants at your doorstep. The open layout features floor to ceiling windows & high-end finishing and chief inspired kitchen. The bedroom includes a walk-in closet. Resort style living at its finest with 1.5 acres of amenities including 2 outdoor swimming pools, a hot tub, BBQ's, fire pits, a dog park, pickle ball court, health club, yoga room, owners lounge, guest suite and business centre. (id:30499)","latitude":null,"longitude":null,"listing_id":"10243391","primary_field":"23858685","secondary_field":"23858685","vow":"no","title":"#3001 1191 Sunset Drive,-10243391"}
